Money Shot: Win A $250 Lotuff & Clegg Wallet

Take a shot in Ivy Style’s latest Battle of the Wits giveaway and you just might put some money in your pocket.

Leathergoods company Lotuff & Clegg has generously donated a leather billfold — retail price $250 — in the winner’s choice of color.

Here’s the company on what makes their wallet more than just a vessel for carrying cash:

Lotuff & Clegg is a small handmade leather goods manufacturer based in New England. Built around the values of tradition, craftsmanship and legacy, Lotuff & Clegg believes in making a high quality leather good that is guaranteed for life right here in America. Lotuff & Clegg strives to make the type of goods you would inherit from your grandfather, and that you’ll pass down to your grandson.

The Lotuff & Clegg leather bifold wallet is distinguished by a design that folds leather back upon itself to create an interior finish equal to the exterior. It’s a natural construction, and contains no plastic fillers or nylon liners.

To enter, simply leave a comment on this blog post. The winner will be the one with the most insightful and original answer to the following question:

What’s the most important lesson you’ve learned about money?

Share your life experience in 50 words or less. Deadline is midnight on Wednesday, October 26.

156 Comments on "Money Shot: Win A $250 Lotuff & Clegg Wallet"

  1. You can’t spend it when you’re dead.

  2. Anybody that says money is the root of all evil doesn’t friggin’ have it.

  3. If God cared about money, he wouldn’t have given it to the people who have it.

  4. My father-in-law said “don’t let anyone ride your motorcycle unless he can afford to replace it” right before attempting a wheelie on my wife’s 1970 cb350 🙂

  5. Money doesn’t buy taste.

  6. When planning on making a large purchase, wait a few days before eventually buying…or you might end up with a suit (or something else) that wasn’t worth the money you spent on it.

  7. Money corrupts people that do not earn it. Conceptually, money is the product of man’s hard work. Those that work hard to earn it will understand that it is a tool, not a luxury in itself.

  8. “Money isn’t everything. Remember that, because you’re probably not going to have much of it.” -My father.

  9. If you’re going to make money, it helps to look like money.

  10. I can have as much of it as I want; my only limitation is what I am willing to do to get it, but that is a great limitation.

  11. “It is always better to be rich than it is to be poor, for having money won’t make a man happy, but it sure will make it easier for him to be so!” -My high school ethics teacher

  12. The most important lesson I’ve learned about money is that it’s not that important, but still kind of important.


  13. Oscar Wilde’s definition of a cynic is one to reflect upon: “A man who knows the price of everything and the value of nothing.”

  14. Make as much as you can, save as much as you can, give away as much as you can, and spend as much as you can.

  15. The worst kind of man to be is one who knows the price of everything and the value of nothing.

  16. For $250, I would hope that the wallet itself would protect my money… for example, it would stay shut when I tried to pay $250 for a wallet.

  17. Money might not be the most important thing, but it beats the hell out of whatever is second…

  18. “If you ask me to name the proudest distinction of Americans, I would choose- because it contains all the others- the fact that they were the people who created the phrase ‘to make money.’ No other language or nation had ever used these words before; men had always thought of wealth as a static quantity- to be seized, begged, inherited, shared, looted or obtained as a favor. Americans were the first to understand that wealth has to be created”

  19. H.K. Rahman | October 23, 2011 at 6:28 pm |


    Advice that comes hard to many, yours included!

  20. Money makes you more of what you are.

  21. My dad grew up during the Great Depression. He lived on a farm, so they always had plenty to eat, but his family was poor as dirt. He told me this once: “Anyone who thinks that there’s such a thing as too rich has never really been poor.”

  22. I turn to Will Rogers to understand fully why I have had such trouble with both: “Money and women are the most sought after and the least known about of any two things we have”

  23. I turn to Will Rogers to understand fully why I have had such trouble with both: “Money and women are the most sought after and the least known about of any two things we have”

  24. Choosing poverty is the ultimate form of wealth.

  25. Penury is no excuse to be shabbily dressed.

  26. Andrew Yamato | October 23, 2011 at 7:27 pm |

    Learn to value pennies and you will find the streets strewn with riches.

  27. As a child, my parents made me save twice as much as XYZ toy I wanted to buy (with my chore money) cost before they would take me to the store to buy it… A lengthy childhood lesson in not blowing it all on what you really want…

  28. Nothing is free.

  29. Button-Down Mind Strikes Back | October 23, 2011 at 7:55 pm |

    The more money you have…
    the less I like you.

  30. My parents always told me that money is the most important thing. Respectfully, I disagree; money to me is a means to an end. What little I make, I save up. What I don’t save up, I give. The rest I spend. It is only in that order.

  31. You can’t have relationship with money – only with people. So enjoy the time you have with them, for they will be your best testament to the quality of the person you are.

  32. Dutch Uncle | October 23, 2011 at 9:28 pm |

    Anyone who would spend 250 USD on a wallet doesn’t know the value of money (or the value of a wallet).

  33. It can make or break friendships, depending on your friends.

  34. For something whose value is completely fabricated, it sure does wield a lot of power.

  35. Think of money as interest, not cash. $10K of interest is the same as $1Million principle invested for a year at today’s saving rates. Anyone with $10K should be investing like a millionaire, not buying retail.

  36. Earn them before you spend them.

  37. The best things in life are free

  38. Dag Kristian | October 24, 2011 at 3:52 am |

    “Earn two dollars before spending one”

  39. There will be time to make more money.But no amount of money will make you more time.

  40. Cash is King.

  41. Money: While it can’t buy you happiness, it can accomplish much good.

  42. Work hard, save your money. When you’re old, you’ll be able to afford all the things only a young person can enjoy.

  43. When every blessed thing you hold
    Is made of silver, or of gold,
    You long for simple pewter.
    -The Gondoliers

  44. For every dollar you spend, have another in reserve.

  45. Roy R. Platt | October 24, 2011 at 7:05 am |

    Always treat professional people (doctors, attorneys, accountants, etc) the same way that you treat dogs, horses, and children. Make them understand that you are paying the bills, so you are in charge. That way, you will always keep your money safe.

  46. It’s not how much you earn; it’s how much you keep.

  47. I’ve learned it’s better to spend your money on a few beautiful, well-made things than on a truckload of disposable junk. There’s an ethic to buying well.

  48. Money can’t buy happiness, but it can buy security. The trick is to know where the balance is.

  49. Money is nothing but an abstract idea, but an idea that has the whole world united in shared belief; this is the real value of money. (The uniting value of money is easiest understood by imagining a world where people stop believing in money).

  50. It is much easier to lose than it is to make.

  51. It’s now how much you make, but how much you keep that makes the difference.

  52. From my Papa Ralph: always double check the bill, even at the nicest establishments. You never know who is trying to rip you off. Even when I’m drunk as a skunk, I always remember to do this.

  53. Never discuss the price of something when you receive a complement. If you find yourself wanting to do this, you spent money on it for the wrong reasons.

  54. I volunteer at a food pantry for low income seniors. What I’ve learned is save save save. Don’t waste. You may need that money when you’re old.

  55. The secret to money is to make more than you spend.

  56. Money takes on the character of the one who wields it.

  57. From Shakespeare:

    Neither a borrower nor a lender be,
    For loan oft loses both itself and friend,
    And borrowing dulls the edge of husbandry.

    Words to live by.

  58. Money is no longer just a means to trade but is also a representation of the respect others have for a country based upon the value of the currency.

  59. Love, respect, beauty all disappear, but the almighty buck remains steadfast, no matter what some may say.

  60. Money won’t buy happiness, it buys choices. What you do with those choices is what matters.

  61. My Grandmother used to say, “Money is never wasted on books.” I’ve come to understand this to mean that that the knowledge you gain from books and the broadened horizons you gain from them — that is, your education — can never be lost or taken from you.

  62. Expenses are always higher than you expect and revenue is always less than planned.

  63. Start thy purse to fattening, control thy expenditures, make thy gold mutiply, guard thy treasures from loss, make of thy dwelling a profitable investment, insure a future income, increase thy ability to earn. George S. Clason, “The Richest Man in Babylon”. Reading this book earned me a free semester in college from someone that subscribes to this knowledge.

  64. Frugality is the mother of all virtues.

  65. BlazersKhakisNattys | October 24, 2011 at 9:58 am |

    Money is everything, and nothing.

  66. Why pay when you can win?


  68. Money cannot buy friendships or people’s affection. It took my best friend 10 years to tell me that she wants ME not my gifts. That is love.

  69. You need to save and always have a nice sum for security. You never know what curve ball might come your way.

  70. Money can’t buy good manners, morals, patience or work ethic, but money certainly seems to find those who possess these qualities.

  71. Treat your money the same way as your would like to be treated

  72. Live within your means. Seriously.

  73. more money, more problems

  74. Make every expense an investment.

  75. You know that saying ‘go big or go home’? Well, just don’t go too big and go homeless.

  76. It is vulgar to talk about it, wise to mind it and foolhardy to be controled by it.

  77. Jordan Thomlison | October 24, 2011 at 12:43 pm |

    “You can be rich, but not that rich.” – see at Occupy Wallstreet.

  78. Non-profit is a tax classification, not a state of mind.

  79. Spend it now, regret it later; spend it later, no regrets.

  80. “The lack of money is the root of all evil.”
    -Mark Twain

  81. And another…..

    “You’ve gotta pay to play”

  82. no money, no honey 🙂

  83. A Benny shaved is a Benny urned.

  84. Bob Forrest | October 24, 2011 at 3:25 pm |

    You get rich or go broke a few dollars at a time

  85. Take a little for yourself and treat your friends with the rest.

  86. Money is no excuse to be an ass hole. Poverty is no excuse to be a poor ass hole.

  87. If you can’t pay cash, you can’t afford it.

  88. You’ve always got to pay for it. You’ve always got to pay more for it.

  89. That its best to always have some.

  90. Money Talks; Cash Screams!

  91. May you always control it, never the reverse.

  92. Money can’t buy you happiness but it does bring you a more pleasant form of misery.

  93. Mitchellson | October 24, 2011 at 7:39 pm |

    Whoever said money can’t buy happiness didn’t know where to go shopping.

  94. Fairweather | October 24, 2011 at 7:41 pm |

    The lack of money is the root of most crime.

  95. The value of money is in direct proportion to the effort put into earning it.

  96. Money is just dirty paper.

  97. Money is but a means to an end. The saying about how never has a dying man wished he spent more time at the office? The same goes for earning and saving money. Use money to cherish and enjoy life, and to ensure yours was one worth remembering.

  98. Abba Dabba Doo | October 24, 2011 at 8:46 pm |

    It’s a rich man’s world.

  99. To All Those Who Commented About How Money is Unimportant and How It Doesn’t Bring Happiness:

    I’ll be more than glad to take your surplus off your hands.

  100. Best lesson: No one ever complained that they “saved too much!”

  101. The most important thing I have learned about money is that the problems you can solve with it cost little in the long run, and that the important thing to take away is the lesson learned. As long as everyone walks away healthy and happy, a light pocket means nothing.

  102. Money can’t buy happiness but it can buy style.

  103. Michael P Boyko | October 25, 2011 at 4:52 am |

    Money talks. All mine ever says is good-bye!

  104. chicks dig it

  105. You can’t take it with you, but you need it until the end, so be smart, not cheap. Unexpectedly picking up a lunch bill, or a cup of coffee is a smart investment in a friendship with guaranteed returns.

  106. Robert Bain | October 25, 2011 at 6:09 am |

    “Never spend more on a wallet than can be comfortably held therein.”

  107. “Money doesn’t care who it belongs to”

    My Dad

  108. Whoever said money can’t buy happiness didn’t know where to shop.

  109. Teach your kids the value of money really early on, and always be an example to them when it comes to buying and saving

  110. Passion first, money second.

  111. I’d rather die broke then to be rich off someone elses hard work

  112. As much as you’d like to disagree, money provides stability: your father-in-law probably wishes you had a bit more.

  113. it’s best spent from the inside of a lotuff and clegg wallet.

  114. Use it wisely – then wash your hands!

  115. Save what you make, but never be afraid to spend what you have.

  116. My favorite advice is from John Wesley: “Spend a little, save a little, give alot.”

  117. Buy quality or don’t buy at all. When purchasing something remember it isn’t the first hundred dollars you spend but the last hundred dollars you spend that really makes the difference in what you get. – JD Wall, Briarcliffe Hunt Club, November, 1963

  118. Arthur Orton | October 25, 2011 at 2:10 pm |

    “Money is like manure; it’s not worth a thing unless it’s spread around.” Dolly Gallagher Levi

  119. You can’t be money, so be classy instead

  120. John Werner | October 25, 2011 at 3:56 pm |

    Ivory towers look attractive toppled. Practice taste.

  121. Money will come and go. Unique experiences and things will stay with you forever.

  122. Re: BDavis — October 23, 2011 – Actually, already in Cicero we find ‘pecuniam facere’ (literally, to make money). So, no, ‘making money’ (and the concern with making money) can’t exactly be claimed to be an innovation of the Americans. Ayn Rand be damned.

    I’d say:
    Education is of the highest value, as it will stay with you forever, and can always be counted on. Money, recognition, loved ones… these, on the other hand, can all be transient.

    Still, you’d do good to make friends with an accountant and a banker.

  123. “We’re really happy you’ve explored you’re options and found a major and minor you love…now buy a suit and find a way to make money off them!” -My Father, every time I visit home now that I’m a junior in college!

  124. Ross Reichardt | October 25, 2011 at 9:21 pm |

    Money doesn’t buy you happiness, but it gets you pretty close.

  125. Money talks…in all languages.

  126. My dad always told me “A Lannister always pays his debts.” I paid him back with a crossbow bolt in his gut! Now I’m penniless in exile, but was it worth it? Yes.

  127. Funny that we’re here trying to win a “free” billfold (see Jason’s funny comment above).

    My dad told me that I never took care of my things until I had to buy them myself. And even then I had to learn the hard way. Perhaps it’s the same for everyone. The lesson, which is less about money than it is about caring and “value,” isn’t really an aphorism you can teach.

  128. As Gordon Gekko would say: ” Time not money is the most valuable thing in life…”

  129. My father’s advice about clothing is something I’ve kept with me my whole life: in for a penny, in for a pound.

    Meaning, never buy an item because it’s cheap; buy quality, and think hard about each thing you buy.

  130. Money isn’t everything, focus on your friends and family.

  131. You can throw money at a problem and hope that more will resolve it. OR, you can identify a problem, resolve it, capitalize upon it, and watch the money come to you.

  132. 134 commentors hungry for a free wallet.

  133. Allison Williams | October 26, 2011 at 9:54 am |

    Be clear-eyed about wants vs. needs so that goals don’t become unattainable dreams.

  134. Jorgen August | October 26, 2011 at 10:02 am |

    “Appreciate it.”

    So simple, yet it means so much.

  135. “Money should buy you a a good suit, a good pair of shoes and a home but it will never buy you happiness or love. Remember that.” – My grandfather

  136. John Stonesifer | October 26, 2011 at 10:22 am |

    My Father taught me that you should never talk about your money, to help out your friends with lunch, taxis etc, and to save more then you spend.

  137. Bill Vickery | October 26, 2011 at 11:33 am |

    Live within your means. Everday, it is because of my financial scars that teach more to tread cautiously. You cannot live the financial dream when you lack a solid financial foundation.

  138. Having a free blue “Senior” bus pass makes becoming age 65 a tolerable event that saves money and time when I go to town; now if I just had a spectatular Lotuff & Clegg wallet to display it for the bus driver when I ride!

  139. Do not worship false Gods, No amount of money has purchased eternal life, nor will it.

  140. Cash is King

  141. Usually the people who talk the most about money probably don’t have much of it.

  142. Hova Lugozi | October 26, 2011 at 2:34 pm |

    The more you make the more you spend.

  143. Money is just saved resources. Once you have attained a comfortable life for yourself and your family, how you allocate those resources in the world says alot about what matters to you.

  144. Money cant buy taste, but keeping your money in Lotuff & Clegg wallet is a good start.

  145. Communication about money is a facet of every relationship, whether between family members or friends. Disregard this and the bond often disintegrates; recognize this and watch it flourish.

  146. “If you can count your money, you don’t have a billion dollars.” – J. Paul Getty

  147. John Stewart | October 26, 2011 at 7:37 pm |

    The denomination of the note is of no real importance when coming from your Lotuff & Clegg.
    What’s more attractive…a rubber band bank or 10 crisp singles from my Lotuff & Clegg?
    I pulled out my Lotuff & Clegg to show her I was a little short on cash…she smiled and picked up the check!

    Money provides for the journey and disappears at the destination.

  148. Philip Meschke | October 27, 2011 at 12:13 pm |

    Crescit amor nummi, quantum ipsa pecunia crevit – The love of wealth grows as the wealth itself grew. (Juvenalis, Roman Satirist)

  149. Pennies look better in loafers.

  150. “A man should look as if he had bought his clothes with intelligence, put them on with care, and then forgotten all about them.”
    ~Hardy Amies

  151. Money affords me the ability to fly to The Rugby Cafe in Georgetown to have dinner on a whim. Or rather it affords my friend that ability, but I get to tag along for the ride.

  152. A penny saved is a penny earned.

  153. Lotuff & Clegg has announced the contest winner. It’s Mitch for the following bit of wisdom:

    “I’ve learned it’s better to spend your money on a few beautiful, well-made things than on a truckload of disposable junk. There’s an ethic to buying well.”

    Congrats, Mitch.

    Also, Lotuff & Clegg would like to extend a 10% discount on wallets to Ivy Style readers this week, a rare opportunity for a little kickback from a brand that almost never discounts. Enter the code “Ivy Style” when checking out on the website.

  154. Todd Campbell | June 25, 2012 at 1:03 pm |

    A Friends Father looking at some trees on their orchard:

    “Many people say money does not grow on trees. For our family, our every dime comes from these trees. It may not grow on its own, but with the hard work, care, follow through and love money can grow on trees. But the most important part, it requires a lot of hard work to make the trees grow you money.”

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